Car insurance - How much a dash cam can save you and which insurers offer discounts How Much Is A Dash Cam

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Car insurance - How much a dash cam can save you and which insurers offer discounts

Car insurance - How much a dash cam can save you and which insurers offer discounts How Much Is A Dash Cam

DASH cam popularity has soared in the UK over the past few years after their benefits to your car insurance have been revealed. But where can you save money and what percentage discount?

Car insurance premiums can be slashed by the use of a dash cam

How Much Is A Dash Cam

The reason for this is as it acts as a line of defence motorists can in the case of a crash but they can save you money.

The small video cameras are mounted to the windscreen and record the road ahead while you are driving. 

Some systems record constantly while some will kick in at certain points.  How Much Is A Dash Cam

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The cash incentive of owning a has been well publicised and drivers can save up to 30 per cent off the cost of their premium by adopting them. 

In addition to this, they give the motorist peace of mind when they have an accident as they can help to validate your claim.

car insurance, said to Express.co.uk: “With the average annual motor insurance premium now sitting at £475, it’s no surprise to see tech like dashcams being adopted to help lower premiums.

“When fitted in a car, dashcams may encourage good behaviour from both the driver - who will know that their actions are being recorded - and other motorists, who may be aware of the increasing number of cameras on the road.

“Unlike telematics policies, insurers don’t use dash cams to monitor overall driving performance, but with footage available to be used as evidence following an incident, insurers are becoming more aware of the potential value a dash cam can add.

“It’s also worth remembering that if you make a claim and you don’t have dashcam footage to support it, you may have to repay any discounts that you may have had, as well as potentially invalidating your policy.”

In 2014, Swiftcover became the first insurer to offer a dashcam discount and a number of other providers have since followed its example.

They currently offer a discount of up to 12.5 per cent on car insurance with a Nextbase Dashcam - which is the biggest provider of dash cams in Britain. 

Dash cams are now beign accepted when motorists make a car insurance claim

off premiums, How Much Is A Dash Cam

off a premium, however, one caveat is that it must be from their

discount off the cost of a premium when the camera is permanently fitted in the car. 

Both SureThing! and My First Insurance offers drivers at least 20

off the cost of a premium when using a Nextbase camera, with the latter offering 30

In March 2017, Swiftcover said it would only ask a policyholder to provide video footage in the event of an accident, while other insurers, such as Axa, will sometimes ask dash cam holders to send them footage to make sure the camera is working efficiently, in case a claim is made.

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How Much Is A Dash Cam

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